Money Flow Intelligence

Live signals —
straight from the corridor.

RBA policy, the AUD trade-weighted index, NPP · PayID volumes and the remittance corridors that matter to Australian payments and AML teams.

RBA · Cash rate 3.85% — easing bias maintained at July 2025 meeting APRA CPS 230 · Operational Risk Management — effective 1 July 2025 OAIC · Notifiable Data Breaches: 30-day assessment clock ACSC · Essential Eight Maturity Level 2 baseline for NCCEs AUSTRAC · Tranche 2 AML/CTF reforms — lawyers & accountants from July 2026 AASB S2 · Mandatory climate reporting — Group 1 from 1 Jan 2025 SOCI Act · Critical infrastructure risk management program obligations live APRA CPS 234 · Information security — board accountable RBA · Cash rate 3.85% — easing bias maintained at July 2025 meeting APRA CPS 230 · Operational Risk Management — effective 1 July 2025 OAIC · Notifiable Data Breaches: 30-day assessment clock ACSC · Essential Eight Maturity Level 2 baseline for NCCEs AUSTRAC · Tranche 2 AML/CTF reforms — lawyers & accountants from July 2026 AASB S2 · Mandatory climate reporting — Group 1 from 1 Jan 2025 SOCI Act · Critical infrastructure risk management program obligations live APRA CPS 234 · Information security — board accountable

RBA cash rate target

Live

4.35%

As at 31/07/2026

Source · RBA Statistical Table F1.1

AUD Trade-Weighted Index

Indicative

60.3

+0.8 · 30d

AUD holding against the basket as commodity terms of trade stabilise.

NPP · PayID monthly volume

Indicative

A$12.4bn

+27.5% YoY

Osko payments continue to displace legacy direct entry rails.

AUD exchange rates

AUD / EUR

0.6127

Euro

AUD / GBP

0.5249

British Pound

AUD / INR

68.60

Indian Rupee

AUD / JPY

113.76

Japanese Yen

AUD / NZD

1.1973

NZ Dollar

AUD / SGD

0.9091

Singapore Dollar

AUD / USD

0.7168

US Dollar

Top corridors · AUD mn monthly

AU ⇄ NZ (Closer Economic Relations)
A$318.4m
+12.6% YoY
AU ⇄ India remittances
A$246.9m
+31.2% YoY
AU ⇄ Philippines corridor
A$188.3m
+18.9% YoY
AU ⇄ United Kingdom
A$142.7m
+9.4% YoY
AU ⇄ Vietnam corridor
A$96.1m
+24.3% YoY

Why this matters

Corridor concentration is an AML/CTF risk signal. AUSTRAC's Tranche 2 expansion will pull remittance-adjacent professionals into the reporting net from July 2026 — entities exposed to high-growth corridors should refresh their ML/TF risk assessments now.

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