AUSTRALIA HUBAML/CTF
AUSTRAC
Australian Transaction Reports & Analysis Centre
AML/CTF Act · Tranche 2 · SMR/TTR
Who it applies to
Banks, remitters, casinos, digital currency exchanges — and from 2026, lawyers, accountants and real-estate agents.
Key instruments
- 01AML/CTF Program — Part A (ML/TF risk) and Part B (KYC)
- 02Suspicious Matter Reports — 24 hours (terrorism) / 3 business days
- 03Threshold Transaction Reports — $10,000+ within 10 business days
- 04Tranche 2 reforms — designated services expansion from 1 Jul 2026
Compliance calendar
- Tranche 2 enrolment — from Mar 2026
- Tranche 2 obligations commence — 1 Jul 2026
Penalty framework
Civil penalties up to $33m per contravention; historic actions exceeded $1.3bn.
Need the full control catalogue?
Templates, applicability matrices and board-paper skeletons for AUSTRAC.