AUSTRALIA HUBPayments

RBA

Reserve Bank of Australia

PSRA · NPP oversight · CFR

Who it applies to

Payment systems, clearing and settlement facilities, monetary policy.

Key instruments

  • 01Payment Systems (Regulation) Act — designation powers
  • 02NPP access and functionality mandates
  • 03CFR crisis-management arrangements with APRA/ASIC/Treasury
  • 04Surcharging and interchange standards

Compliance calendar

  • Monetary policy decisions — 8 meetings per year
  • Payments system board reviews — ongoing

Penalty framework

Directions to payment system participants; designation and access regimes.

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